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How to open a bank account

Steps to open your first bank account in the United States.

4 steps
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Gather your documents

Key step

You'll need: photo ID (passport), proof of address, and sometimes an ITIN or SSN.

Research banks

Compare banks and credit unions. Some offer accounts for people without SSN.

Visit a branch

Key step

Go in person with your documents. Ask to speak with someone in Spanish if needed.

Choose your account type

Start with a basic checking account. Ask about accounts with no monthly fees.

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